Look at Banking on your own mobile?

Look at Banking on your own mobile?

There’s a software for that!

Today Download our CUA Mobile Banking App.

It’s a banking that is optimised for the mobile, that’s secure, simple and convenient.

This account will not make interest.

CUA Daily Snap Account

This account will not earn interest.

CUA Daily Youth Account

This account will not earn interest.

Everyday 55+ Account –> 0.01%p.a. –> 0.45%p.a. –> 1.30%p.a. –>

CUA Daily 50+ Account

Conditions: Funds can be obtained on call. Interest rates are calculated on day-to-day balances and paid monthly. Speed applies on a basis that is stepped. Interest paid at 0.01%p.a. on balances under $5,000, at 0.55%p.a. on balances from $5,000 to $50,000, as well as 1.30%p.a. on the percentage of the total amount over $50,000.

CUA Everyday Company Account

Conditions: Funds can be found on call. Interest percentage is calculated daily on entire balances and paid half-yearly.

All balances make 0.01% interest.

Savings & Term Deposits

Term Build Up

Conditions: Minimal investment $5,000. Interest rates are calculated daily on entire balances. To get the Platinum Plus Club Member prices pointed out below, the account owner associated with the term deposit needs to be either a person aged 55 years or higher, or an excellent Fund/Trust, where in actuality the Trustee is a person aged 55 years or higher.

CUA eSaver Reward Account

eSaver Flexi Account

CUA Youth eSaver Account

Conditions: interest percentage is calculated on day-to-day balances and paid monthly. Speed applies on a basis that is stepped. Interest paid at 3.20%p.a. on balances up to $5,000, then at 1.00%p.a. on that portion of the total amount over $5,000.

Mortgage Loans

All loans are susceptible to CUA’s normal financing policy. Costs and fees use. have a glance at the website Relate to Schedule of charges pamphlet. Conditions connect with ‘new business just’ provides. Rates of interest take a per year basis and they are susceptible to alter.

Housing Finance Owner/Occupier & Household Investment

Variable Prices

Fixed Rates

Home Loan Important Info Show content

* Comparison rate determined on a $150,000 loan that is secured a term of 25 years predicated on month-to-month repayments. #Warning: This contrast price does work limited to the examples provided and can even perhaps maybe perhaps not consist of all costs and costs. Different terms, charges or other loan quantities might lead to a various contrast price.

О” Maximum Loan to Value Ratio (LVR) is inclusive of Lenders Mortgage Insurance (LMI) where applicable. Maximums based on standard safety. Lower LVR limitations submit an application for non-standard safety types.

# On termination associated with period that is fixed loan reverts into the appropriate Standard Variable Principal & Interest payment price.

1 Achieve Variable can be acquired to a new comer to CUA mortgages just. Minimal loan amount $100,000. perhaps Not readily available for switching or restructuring of current CUA mortgage loans or even candidates for the next CUA mortgage loan fully authorized ahead of 7/11/2018. Optimum LVR restrictions apply predicated on standard protection kinds. Posted interest levels and discounts applicable and available to mortgage loans submitted on or after 7/11/2018. Interest levels and discounts can vary by loan function (owner occupied and investment) and also by repayment kind (principal and interest, interest just and construction loans). The discounts specified in your loan agreement will likely not change when it comes to lifetime of this loan supplied that you do not differ your loan agreement. If you differ your loan (as an example, changing the mortgage function or payment kind), the prices and discounts may alter.

2 open to a new comer to CUA mortgage loans just. Minimal loan amount $100,000. Provides perhaps not readily available for switching of existing CUA mortgage loans or even to candidates for the next CUA mortgage fully authorized ahead of 04/07/2018. Maximum LVR restrictions use according to standard protection kinds.

3 major and interest (P&I) repayments only. Not readily available for construction purposes.

4 Payments are built on a pursuit just foundation for very very first one year. After one year loan will return towards the appropriate Achieve Variable P&I repayments price reflecting the discount specified in your loan contract. Comparison price predicated on a 12 thirty days interest just duration and P&I for stability for the term.

5 optimum interest just amount of a couple of years for owner-occupier and 60 months for investor financing at the mercy of credit evaluation. At expiration associated with interest period that is only will revert into the relevant Achieve Variable P&I repayments price showing the discount specified in your loan agreement. Contrast prices centered on a 24 and 60 thirty days interest just duration correspondingly and P&I for balance associated with term.

6 Payments are built on a pursuit only basis for very very very first year. After year loan will return into the Accelerate that is relevant Variable repayments rate. Contrast price predicated on a 12 interest only period and P&I for balance of the term month.

7 Maximum interest just amount of two years for owner-occupier and 60 months for investor lending susceptible to credit assessment. At expiry associated with the interest only period loan will return towards the appropriate Accelerate Variable P&I repayments rate. Contrast prices predicated on a 24 and 60 interest only period respectively and P&I for balance of the term month.

8 Achieve Variable can be obtained to a new comer to CUA mortgage loans just. Minimal loan amount $250,000. Perhaps maybe Not readily available for switching or restructuring of current CUA mortgage loans or even to candidates for the next CUA mortgage completely authorized just before 02/08/2019. Optimum LVR restrictions use considering standard safety kinds. Posted rates of interest and discounts applicable and available to mortgages submitted on or after 02/08/2019. Rates of interest and discounts can vary by loan purpose (owner occupied and investment) and also by payment kind (principal and interest, interest just and construction loans). The discounts specified in your loan agreement will maybe not alter when it comes to full life associated with the loan supplied you don’t vary your loan contract. In the event that you differ your loan (for instance, changing the mortgage function or payment kind), the prices and discounts may alter.

9 Achieve Variable can be obtained to a new comer to CUA mortgage loans just. Minimal loan amount $500,000. Perhaps maybe Not readily available for switching or restructuring of current CUA mortgages or even candidates for another CUA mortgage completely authorized just before 14/11/2019. Optimum LVR restrictions use centered on standard safety kinds. Posted rates of interest and discounts applicable and available to mortgages submitted on or after 14/11/2019. Interest levels and discounts can vary greatly by loan function (owner occupied and investment) and also by payment kind ( interest and principal, interest just and construction loans). The discounts specified in your loan agreement will likely not alter for the full lifetime for the loan supplied you don’t differ your loan agreement. In the event that you differ your loan (for instance, changing the mortgage function or payment type), the prices and discounts may alter.

8 Achieve Variable can be obtained to a new comer to CUA mortgage loans just. Minimal loan quantity $150,000. perhaps Not readily available for switching or restructuring of current CUA mortgage loans or to candidates for the next CUA mortgage loan fully authorized ahead of 1 April 2020. Maximum LVR restrictions use according to standard safety kinds. Posted rates of interest and discounts available and relevant to mortgage loans submitted on or after 1 April 2020. Rates of interest and discounts can vary by loan function (owner occupied and investment) and also by payment kind ( interest and principal, interest just and construction loans). The discounts specified in your loan agreement will likely not alter when it comes to lifetime regarding the loan supplied that you do not differ your loan agreement. In the event that you differ your loan (for instance, changing the mortgage repayment or purpose kind), the prices and discounts may alter.

15 Principal and interest (P&I) repayments just. Maybe perhaps Not readily available for construction purposes.

16 optimum interest just duration of a couple of years for owner-occupier and 60 months for investor lending at the mercy of credit evaluation. Interest just duration must align in to the fixed rate period. At expiration regarding the interest only period loan will return to your appropriate Standard Variable P&I repayments price. Comparison prices considering interest limited to the term that is fixed relevant P&I for stability regarding the term.

17 re re re Payments are available on a pursuit just foundation for very first one year. After one year loan will return to your appropriate Standard Variable P&I repayments price. Comparison price according to a 12 thirty days interest just duration and relevant P&I for stability associated with the term.

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